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SME Wallet/ SME Portfolio
Country of implementation
Belgium
General short description of the innovation
The SME-portfolio is a digital tool supporting SMEs in Flanders in the field of training and consultancy. Entrepreneurs can obtain up to 40.000 euro of subsidies when purchasing services like training, business advice, technological investigation/exploration or international business advice, strategic advice or coaching. / /
Target group
Total Population
Policy Field
Type of Policy
- public
Duration of the policy
The SME wallet portfolio was introduced in 2009 and replaced the former policy measure ?Budget for Economic Advice?.
Scope of innovation
- Scope: structural
- Budgets: Year Budget spent in each year /2009 14,9*2010 19,3*2011 21,6*2012 24,9
- Spatial coverage: Flanders
General description of (intended) objectives and strategies
The SME-wallet is a business support programme to improve business operations by encouraging innovation among small and medium enterprises and improving the skills, knowledge and employability of the workers and entrepreneurs. / /
Type of ideal-typical strategy for the innovation
- encompassing security
- others (investment in human capital )
Type of innovation
- new form of policy implementation/delivery
- new policy, practice or measure
New outputs
- learning workplaces
- lifelong learning
- training schemes
Intended target group
See Q5.
Employers-private institutional actors
Small and medium enterprises, start-up companies, liberal professions located in Flanders
Actors involved in policy-making/implementation and/or evaluation
- agency or national social insurance body (Agency for Entrepreneurship (Flanders))
- employers (organised or individual) (Small and medium enterprises, start-up companies, liberal professions located in Flanders)
- private for-profit organisations (commercial) (Service Providers )
Clarification of the role of various actors
Procedure / / Electronic Portfolio: Before subsidy applications can be made via the digital tool, enterprises must be registered on the website in advance. Access to this electronic portfolio is possible for those who are registered as a trustee of the enterprise (by means of a federal token or electronic identity card). / / SMEs: SME?s must conclude an agreement with the service provider before submitting the subsidy application online. After confirmation of the service provider, firms pay their share of the cost via the electronic portfolio. / / Service providers: Service providers that are engaged must be recognized as such. Service providers confirm the subsidy application of the firms online. / / Government: Once the financial contribution of the firm has been received in the electronic portfolio, the government will deposit its share, which happens automatically. Firms can then pay the authorized service provider. /
Intended output
- job guidance, coaching and counselling
- learning workplaces
- lifelong learning
- services (coaching and consultancy services )
- training schemes
Intended and unintended outcomes
outcome quantification (proportion of target group): / / In the period 2009-2012, both the number of beneficiary enterprises and funded projects has been increasing. / / Year Beneficiary entreprises1 / 2009 18.375 / 2010 22.421 / 2011 25.611 / 2012 29.789 / / Year Projects1 / 2009 33.704 / 2010 45.761 / 2011 53.227 / 2012 61.163 / /
Clarification of outcomes in terms of impacting resilience and labour market inclusion
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